Many people find themselves dealing with bad credit at some point in their lives, whether it’s through financial mistakes or misfortunes like identity theft. But if you want to repair your credit, who should you hire? There are many credit repair companies out there, but not all of them are created equal. Here are three tips to help you find the best credit repair companies for you.
1) Get your credit report
The first step is to get your credit report from all three credit bureaus: Experian, Equifax, and TransUnion. This will give you a complete picture of your credit history and allow you to identify any negative items that may be dragging down your score.
2) Know your options
There are a lot of credit repair companies out there, and it can be tough to know which one is right for you. Here are a few things to keep in mind when you’re looking for a credit repair company:
-Don’t choose an outfit that guarantees a high number of points on your credit score; they often charge steep prices that aren’t worth the cost.
-Do check with the Better Business Bureau to see if any complaints have been filed against them; if so, steer clear.
3) Shop around
It’s important to shop around and find the best credit repair companies that is reputable and has a good track record. Here are a few tips on how to find a good company:
-Review the BBB reports on their website.
-Call up the company and ask them some questions about their process, such as how long they have been in business or what kind of support they offer (like whether they will work with you if you get behind on payments).
-Look at online reviews on sites like Yelp or Google Reviews.
-Ask your friends who have used these services before which company they recommend.